Rancho Mirage, between Cathedral City and Palm Desert, has about 17,600 residents [1]. It has the highest owner-occupancy of the Coachella Valley cities we cover (82% of occupied homes), and about 35% of its housing units are held for seasonal or occasional use [1].
Housing types and prices
About 58% of Rancho Mirage homes are detached houses and 28% are attached units such as condos and villas [1]. It also has Del Webb at Rancho Mirage, which its homeowners association describes as a senior community [2]. If a community is age-restricted, ask for its occupancy rules before you make an offer.
Price context, September 2026 [3]: ZIP 92270 had a median listing price of $899,000, with 267 homes for sale and a median 72 days on market. The Census estimate of median owner-occupied home value for 2020–2024 was about $807,000 [1].
Things buyers ask about in Rancho Mirage
Can I rent it out short-term? No. Since July 1, 2022, short-term rentals have been prohibited in every zone of the city. That covers any stay of 27 days or less, including home-sharing, and even advertising one is a violation [4][5]. Rentals of 28 days or more are not short-term rentals under the city's definition [4]. If you're buying with rental income in mind, plan for monthly or longer tenants.
Is the land included? Not always. Rancho Mirage lies partly within the Agua Caliente Band of Cahuilla Indians' checkerboard reservation. Some homes, including whole country-club communities, sit on land leased from tribal allottees [6][7]. When a long lease is renewed, ground rent can change sharply. Homeowners in Mission Hills Country Club faced a steep fee increase after their 99-year lease was renewed [7]. The preliminary title report shows whether the land is owned or leased. If it's leased, get the lease term and rent schedule before you commit.
Moving here at 55 or older from elsewhere in California? Prop 19 may let you bring your current property-tax base to a Rancho Mirage home. See our Prop 19 explainer and the Board of Equalization [8].
Utilities. Rancho Mirage is split between Southern California Edison and Imperial Irrigation District for electricity; IID's map shows which one serves a given address [9]. Water is Coachella Valley Water District [10].
Public schools. Rancho Mirage is served by Palm Springs Unified School District (psusd.us) [11]. School assignment depends on the exact address, so check with the district.
Tom and Janet in Rancho Mirage
The Tom and Janet transaction records we reviewed (seven closed 2026 sales) do not include a Rancho Mirage sale. They serve the city from their Palm Desert base [12][13]. Tom's bio notes more than 35 years as a licensed California attorney [14].
Talk to Tom and Janet: (951) 201-6982 · Tom Callaway, DRE #01915294 · Janet Callaway, DRE #01897623 · LPT Realty, Inc.
Rancho Mirage FAQ
Are Airbnb or VRBO rentals allowed in Rancho Mirage? No. Rentals of 27 days or less are prohibited in every zone of the city, effective July 1, 2022 [4][5].
Are some Rancho Mirage homes on leased land? Yes. Parts of the city are within the Agua Caliente reservation, and some communities sit on leased allotted land [6][7].
What does a home cost in Rancho Mirage? In September 2026 the median listing price in ZIP 92270 was $899,000 [3].
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (tables B01003, B25001, B25003, B25004, B25024, B25077), via Census Reporter: https://censusreporter.org/profiles/16000US0659500-rancho-mirage-ca/ (retrieved 2026-09-30).
- Del Webb at Rancho Mirage HOA (Avalon Management site): https://www.mydwrm.com/
- Realtor.com® Economic Research, ZIP-level Inventory Core Metrics, month 2026-09 (file RDC_Inventory_Core_Metrics_Zip.csv, posted 2026-09-30). Data courtesy of Realtor.com: https://www.realtor.com/research/data/
- City of Rancho Mirage, Short-Term Rentals: https://ranchomirageca.gov/residents/city_programs_for_residents/short-term_rentals.php
- Rancho Mirage Municipal Code §17.30.270: https://ecode360.com/43377904 ; Ordinance No. 1225 (recites Ordinance No. 1189, Oct. 21, 2021): https://ecode360.com/RA4993/laws/LF2479381.pdf
- U.S. Department of the Interior, Bureau of Indian Affairs decision letter on Agua Caliente land (Oct. 7, 2019), pp. 1–2: https://www.bia.gov/sites/default/files/media_document/2019.10.07_signed_decision_letter_agua_caliente_cathedral_city.pdf
- KESQ News, "Pay to Stay: The impact the end of tribal land leases could have on local communities" (Jan. 19, 2023) (news): https://kesq.com/news/in-depth/2023/01/19/pay-to-stay-the-impact-the-end-of-tribal-land-leases-could-have-on-local-communities/
- California State Board of Equalization, Proposition 19: https://www.boe.ca.gov/prop19/ ; TJ Callaway Realty, Prop 19 explained: https://tjcallawayrealty.com/blog/prop-19-property-tax-transfer-explained
- Riverside LAFCO, IID electricity service study (lists Rancho Mirage among cities IID serves): https://www.lafco.org/studies/alternative-governance-structures-and-alternative-electricity-service-provision-imperial-irrigation-district/ ; IID Power Service Maps: https://www.iid.com/power/about-iid-power/power-service-maps
- Coachella Valley Water District, About CVWD: https://www.cvwd.org/288/About-CVWD
- Palm Springs Unified School District, Schools: https://www.psusd.us/schools
- Tom and Janet Callaway's own transaction records (Deals table, 7 closed sales, read 2026-09-30).
- TJ Callaway Realty, About: https://tjcallawayrealty.com/about
- TJ Callaway Realty, About Tom: https://tjcallawayrealty.com/about/tom